Convert SWIFT MT102 (Multiple Customer Credit Transfer) to ISO 20022 pacs.008 Batch XML format.
MT102 handles multiple credit transfers in a single file payload. Converting MT102 into a multi-transaction pacs.008 XML message maintains batch header integrity and individual credit transfer records. Below is the authoritative field mapping reference between legacy SWIFT FIN tags and ISO 20022 XML paths.
| SWIFT Tag | MT Field Name | ISO 20022 XML XPath | MX Element Name | Requirement |
|---|---|---|---|---|
| :20: | Transaction Reference | GrpHdr/MsgId | Group Header Message ID | Mandatory |
| :32A: | Value Date, Currency, Sum Amount | GrpHdr/TtlIntrBkSttlmAmt | Total Interbank Settlement Amount | Mandatory |
| :50K: | Ordering Customer | CdtTrfTxInf/Dbtr | Debtor Information | Mandatory |
| :59: | Beneficiary Customer | CdtTrfTxInf/Cdtr | Creditor Information | Mandatory |
| :71A: | Details of Charges | CdtTrfTxInf/ChrgBr | Charge Bearer | Mandatory |
All MT-to-MX translations are processed strictly in-memory over an encrypted TLS 1.3 channel. No financial payload content is written to disk or shared with third parties.